You do not need employees to have payroll services. Depending on your company structure, it is recommended that the owner/s run payroll for themselves. In case of an S-Corp, the IRS requires that the owner/s of the business pay themselves a reasonable salary.

Zelle transactions only count as deductions if they are justified, proved through receipts and invoices, and accounted for correctly when the company's books are completed and taxes are filed.

Yes. There are mortgage programs that individuals with ITIN's can fit into as long as they fulfill other requirements.

In short, there are three main components to purchasing a home : Down payment , Credit history, and Proof of a stable income.